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If you are looking for a higher returnon your dollar, maybe a Money Market Certificate will fit your financial needs better. SouthPoint Federal Credit Union offers you a secure investment with a Money Market Certificate Account. You have several terms to choose from. We offer terms from 3 months up to 3 years. You are sure to find our rates competitive, and the opening deposit is only $1,000.00 for your investing convenience.

Ask how you can earn more on your Certificate. Stop in or call 877-794-6712 today!

  Certificates   Rate APY*  
  3 Month   0.50   0.50  
  6 Month   0.75   0.75  
  12 Month   1.00   1.00  
  18 Month   1.25   1.25  
  24 Month   1.50   1.51  
  36 Month   1.75   1.76  
  24 Month IRA Certificate**   1.50   1.51  
Rates effective as of September 1, 2010

*APY = Annual Percentage Yield
**IRA Certificate is a 24 month CD with a $2,500.00 minimum balance and the rate is the same as our regular certificate.

Certificate rates remain fixed for the term of the certificate.
A penalty may be imposed for withdrawals before maturity on certificates of deposit.



Learn More

Yes, banks and credit unions do have similarities; checking and savings accounts, loans, tellers, ATM cards, etc . . . but the differences are significant and worth examining.

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Investment Products: Not NCUA Insured • No Credit Union Guarantee • May Lose Value

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