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What It Is An insured dividend paying account
What It Does Allows you to earn dividends at higher tiered rates while giving them immediate access to their funds.
Who Is Eligible Anyone who has a membership with us and keeps a higher balance in their savings
Opening Deposit $2,500.00 – must maintain this balance minimum or a fee will be assessed. See monthly service fee section below*
Minimum Balance
to Earn APY
$0.01
Monthly Service Fee* $10.00
ONLY if balance falls below $2,500.00 at any time during the month
Dividends Paid YES
Monthly
Tiered Rate
YES
$0.00 – $2,499.99
$2,500.00 – $9,999.99
$10,000.00 – $24,999.99
$25,000.00 – $49,999.99
$50,000.00 – $99,999.99
$100,000.00 – $249,999.99
$250,000.00 +
How often can
APY change?
Monthly
Dormant Fee NO
Banlance Method Daily – meaning dividends are calculated by applying a rate to the balance in the account each day 
Debit Card Allowed NO
Limit on Withdrawals
or Transfers
YES
Max of 6 Call24, preauthorized, or automatic transfers from account per month
Withdrawal Fee $2.00 Charge
ONLY if funds are w/d in a cashiers checks below $3,000.00
   

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