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Debit Cards

SouthPoint offers either a regular debit card or a photo debit card. Both cards are secured with your own personal
identification number and the photodebit card adds even more security by having your photo on it. Call or stop in
today to request a Visa® Debit Card for your checking account!

  What It Is  

A card that allows you to withdraw cash from your checking account 24/7/365 at any ATM machine or to purchase goods or services anwhere Visa® is accepted using funds from your checking account without having to write out a check

 
  What It Does  

Gives you easy access to funds in your checking account anywhere anytime

 
  Who Is Eligible  

Anyone who has a checking account

 
  Monthly Fee  

NO

 
  Card Types  

-Regular
-Photo

 
  Purchasing & Cash
Withdrawal Limits
 

ATM Withdrawals - maximum of $505.00 in any one day
Point-of Sale Purchases - maximum of $1,000 in any one day. A combo of the 2 is $1,010.00 in a 3 day period. If you are going on vacation, let SPFCU know to ensure there are not any problems. 

 
  Replacement Card Fee  

Regular - $5.00
Photo - $10.00

 
  Activation  

Activate your debit card at any ATM machine by doing a cash withdrawal from or a balance inquiry on your checking account

 
  Receive Card  

You should receive your card within 10-14 days of ordering

 
  Personal Identification
Number (PIN)
 

PIN should be 4 digits and is chosen when you request your card

 
  Lost or Stolen Card  

Call us at 877-794-6712. After hours, you can call 1-800-554-8969

 


How does a debit card differ from an ATM card?

Your SouthPoint Visa® Debit Card not only allows you access the funds in your checking account at any ATM machine
in the world 24-hours a day, but it also allows you to use it at point-of-sale transactions, freeing you from the check-writing
hassle. Any merchant that accepts Visa® will accept your debit card.

Doing some traveling? Call SouthPoint at 877-794-6712 first to avoid any interruption of service with your SouthPoint Visa® Debit Card.

To report a lost or stolen debit card during SouthPoint's normal business hours, please call 877-794-6712. To report a card after hours or on weekends, please call 800-554-8969.