Credit Cards


You can enjoy the benefits of a SouthPoint Federal Credit Union Visa® Platinum Credit Card everywhere you shop and anywhere you travel! Some of the great benefits include:

• No Annual Fees
• Great Low Non-Variable Rates

• No Cash Advance or Balance Transfer Fees
• Reward Points
• Low monthly payments
• Multiple payment options

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Visa® Platinum
Rewards Card

Visa® Platinum
Select Card

Visa® Platinum
Secured Card*

Rates

9.00% - 18.00%
based on credit
worthiness

7.00% - 16.00%
based on credit
worthiness

7.00%
based on credit
worthiness

Annual Fee

NONE

NONE NONE
Rewards

Earn 1 point for every
$1.00 spent
(signature based
transactions only)

• Points can be used to
purchase merchandise
or for traveling

• Redeem points or
check point balance at
www.uchooserewards.com

Non-Rewards Non-Rewards
International
Transaction Fee 
 1.0% and 0.8%  1.0% and 0.8%  1.0% and 0.8%
Payment Options

• Can be made at any SouthPoint branch
• Can be transferred via online banking or Call24
• Can be mailed to SouthPoint FCU, P.O. Box 5054, Sioux Falls, SD 57117-5054
• Can be set up to auto pay from any SouthPoint account
• Can be made via the credit card web site.

*a secured credit card requires funds that equal the credit limit be deposited and held in your SouthPoint Regular Savings Account.

Click Here to apply for your Visa® Platinum Credit Card today!

To activate your credit card, call 877-221-6947.

To report a lost or stolen Credit Card during normal business hours, please call 877-794-6712. If outside normal business hours, call 877-221-6947.

Doing some traveling? Call SouthPoint at 877-794-6712 first to avoid any interruption of service with your Credit Card.