SouthPoint Federal Credit Union offers the financial services you expect including a Visa Credit Card.
When you apply through SouthPoint you'll get a great rate, no annual fee, and a reward program.
The benefits of membership just keep coming!

Annual Percentage Rate (APR) For Purchases	A fixed rate of 9%
Other APRs	Cash Advance APR: A fixed rate of 9% Penalty APR: A fixed rate of 18% for purchases and 18% for cash advances*
Grace Period for Purchases	25 Days
Finance Charge Calculation	Average Daily Balance (including new purchases)
Annual Fee	None
Cash Advance Fee	ATM cash advances: $N/A or N/A% of the cash advance, not to exceed $N/A. Other cash advances: $N/A or N/A% of the cash advance, not to exceed $N/A.
Other Fees	Late Payment Fee: $25.00 or N/A% of the unpaid portion of the past due amount, not to exceed $25.00. Over the limit fee: $25.00 or N/A% of the amount overlimit, not to exceed $25.00. Balance Transfer Fee: $N/A or N/A% of the amount transferred, not to exceed $N/A.
Minimum Finance Charge	$0.00

If your minimum monthly payment is not received and your account becomes 1 cycle(s) past due 2 time(s) or more in the past 12 month(s), your rate will be increased to the penalty APR.

Apply for your Visa Credit Card today!

Download Credit Card Disclosure PDF

To Report a Lost or Stolen Credit Card call 1-800-808-7230

Have a SouthPoint Credit Card?
Traveling out of State?
Traveling out of the Country?

Call SouthPoint first! To avoid any interruption of service with your SouthPoint Visa Credit Card call us before you leave the country! Toll free 877-794-6712 or 507-794-6712, ask for the credit card department.