Credit Cards

SouthPoint Federal Credit Union offers the financial services you expect including a Visa Credit Card.
When you apply through SouthPoint you'll get a great rate, no annual fee, and a reward program.
The benefits of membership just keep coming!

Small Business Credit Cards:
Credit Card statement is a consolidated statement with combined limits.

Corporate Business Credit Cards:
Separate credit card statements and separate credit limits per card holder.

If your minimum monthly payment is not received and your account becomes 1 cycle(s) past due 2 time(s) or more in the past 12 month(s), your rate will be increased to the penalty APR.

To Report a Lost or Stolen Credit Card call 1-800-808-7230

Have a SouthPoint Credit Card?
Traveling out of State?
Traveling out of the Country?

Call SouthPoint first! To avoid any interruption of service with your SouthPoint Visa Credit Card call us before you leave the country! Toll free 877-794-6712 or 507-794-6712, ask for the credit card department.

An authorized user can be an owner of the business or someone with administrative duties example; secretary, bookkeeper, etc... He/she does not need to be a cardholder. At least one Authorized Signer must be designated, but there is no limit to the number of authorized users you can have. An authorized user can access all business account information by calling into the credit card call center (the number is located on the back of the credit card); and/or call SouthPoint 1-877-794-6712. Authorized User: An authorized user is someone who will have full access to all the business credit card account information, including each cardholder’s transactions. *APR=Annual Percentage Rate