Checking

 

Credit Union Membership is Ownership. Keep your money where it keeps working for you!

 

Our checking includes FREE Checks, FREE Checking and DIVIDENDS on your funds...and that's not all. We have you covered with a Line of Credit to help you with cash flow. Avoid the hassle of writing payroll checks and keep your employees happy with Direct Deposit.

Checking Account
  • Free Standard Design Checks (max 4 boxes per year)
  • Debit Cards Available
  • No Monthly Service Fee
  • Min. Opening Deposit of $100
  • Earn Interest on balances of $1,000 or more
  • First 500 transactions* per month are free (over 500 are $.10 each)

*Includes checks, ATM withdrawals, debit card purchases, teller withdrawals, automatic payments

Premium Pricing
  • .50% bonus rates on Certificate's
  • .50% discount on business non-real estate loans

Lines of Credit

Available to members who meet credit qualifications

  • Larger limits available with full application
  • May be used as overdraft protection

Credit Cards

Available to members who meet credit qualifications

  • Customizable
  • Can be set-up with different limits for different employees
  • Can be set-up to only be available with certain types of vendors (gas stations for example)

Convenient Services
  • Bill Pay
  • Sweeps from Business Money Market and/or Business Savings Accounts
  • Notary Public Services
  • Signature Guarantee
  • Online Banking
    • Access your Lines of Credit online
    • Make Transfers to other Financial Institutions online
    • Access check images online
    • Transactions downloadable to Quickbooks/Quicken/Excel
    • Mobile banking available
  • eStatements
    • View statements and check copies for up to 2 years

Additional Services
  • ACH Origination for Payroll
    • Direct deposit into your employees accounts
    • 50 employees and under $15.00 per month
      • 51 employees or over $20.00 per month
  • Merchant Remote Deposit Capture
    • Deposit checks directly from your home or office
    • $35.00 per month up to 1,000 items
      • over 1,000 -$0.025 each
  • Merchant Card Services
    • Securely accept credit and debit card payments
    • Pricing varies per business
  • Copies of checks on CD
    • $10.00 per month per CD
  • Wire Transfers
    • $15.00 per wire transfer
    • $50.00 per International wire transfer
  • HSA accounts available
  • Investment Advisory Services*
    • Retirement Plans
    • Life Insurance
    • Group Health Insurance