Credit Union Membership is Ownership. Keep your money where it keeps working for you!
Choose the level of checking service that best fits your business size and amount of account activity. Each includes FREE Checks, FREE Checking and INTEREST on your funds...and that's not all. We have you covered with a Line of Credit to help you with cash flow. Avoid the hassle of writing payroll checks and keep your employees happy Direct Deposit.
The following benefits are a part of every SouthPoint Checking account.
- Earn Interest
- Month End Statements
- Free Online Banking
- Free Visa® Debit Card
- Free Checks
- Free Overdraft Protection
- No hidden fees for coin-cash
- Merchant Services Available
- Remote Teller Available
- ACH Origination Available for Payroll
Classic Point Checking Ideal for low activity businesses
Write 40 checks or less
Deposit less than 50 items per month
No minimum Balance
$6.00 monthly flat fee
This account requires no minimum balance.
Write 40 checks or less
Deposit less than 50 items per month
No minimum Balance
$6.00 monthly flat fee
This account requires no minimum balance.
Premiere Point Checking Created for small business and non-profits
Write 50 checks or less with no fee
Deposit more than 50 items per month
Minimum balance of $5,000.00
$12.00 if balance drops below minimum
Write 50 checks or less with no fee
Deposit more than 50 items per month
Minimum balance of $5,000.00
$12.00 if balance drops below minimum
Advantage Point CheckingDesigned for the active business accounts
Unlimited Check writing
Unlimited deposits
Minimum balance of $10,000.00
$25.00 if balance drops below minimum
Subject to application
Unlimited Check writing
Unlimited deposits
Minimum balance of $10,000.00
$25.00 if balance drops below minimum
Subject to application
Take advantage of SouthPoint Federal Credit Union's Visa Check Card.You can NOW choose from a regular check card or a photo check card. Both cards are secured with your own personal identification number. The photo check card adds even more security by having your photo on the card.
How does it differ from an ATM card?
It not only allows you access to your checking account 24-hours a day throughout the world at any ATM machine, but it also allows you to use it at point-of-sale, freeing you from the check writing hassle. Any merchant that takes Visa will take your debit card.
Saving you time and money is our #1 priority.
Apply for your regular Visa check card today or come in and see us for your photo check card.
To report a card lost or stolen during SouthPoint's normal business hours, please call our office at 877-794-6712. To report a card after hours or weekends, please call 800-554-8969. In order to protect yourself from fraud or theft, we recommend no more than a $1,000.00 withdrawal limit per over a three day period.
