The team at SouthPoint Federal Credit Union has been working hard to bring you the financial services you need. That's why we are pleased to announce the addition of the SouthPoint Visa Credit Card.

At SouthPoint Federal, of course we offer a great rate, no annual fee, and a reward program.

Annual Percentage Rate (APR) For Purchases	A fixed rate of  9%
Other APRs	Cash Advance APR: A fixed rate of 9% Penalty APR: A fixed rate of 18% for purchases and 18% for cash advances*
Grace Period for Purchases	25 Days
Finance Charge Calculation	Average Daily Balance (including new purchases)
Annual Fee	None
Cash Advance Fee	ATM cash advances: $N/A or N/A% of the cash advance, not to exceed $N/A. Other cash advances: $N/A or N/A% of the cash advance, not to exceed $N/A.
Other Fees	Late Payment Fee: $25.00 or N/A% of the unpaid portion of the past due amount, not to exceed $25.00. Over the limit fee: $25.00 or N/A% of the amount overlimit, not to exceed $25.00. Balance Transfer Fee: $N/A or N/A% of the amount transferred, not to exceed $N/A.
Minimum Finance Charge	$0.00

*If your minimum monthly payment is not received and your account becomes 1 cycle(s) past due 2 time(s) or more in the past 12 month(s), your rate will be increased to the penalty APR.