Callahan and Associates ranks SouthPoint #4 in the nation for overall return to the member as of June, 2009 for credit unions between $100 and $250 million in assets

Over 10,500 members

Member satisfaction rating at 98.1%

98.7% household retention with our membership

8.7% growth in deposits and 7.3% growth in loans from Sept of '08 to Sept of '09

From March of 2009 to September of 2009, 31.5% of members with us more than six months trusted us enough to opened a new service

Capital level well in excess of typical credit unions

Efficiency in delivery of services to members - low expense to asset ratio

Fraud Info

NCUA info continued...

The shares in your credit union are insured by the National Credit Union Share Insurance Fund (NCUSIF), which is backed by the full faith and credit of the United States Government. Established by Congress in 1970 to insure member share accounts at federally insured credit unions, the NCUSIF is managed by NCUA under the direction of the three-person NCUA Board. Your share insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC). for more info about the NCUA www.ncua.gov

"Not one penny of insured savings has ever been lost by a member of a federally insured credit union."

convenient

members are owners

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Deposit and loan products offered by
South Point Fedral Credit Union, Member NCUA
Equal Housing Lender

Investment Products: Not NCUA Insured • No Credit Union Guarantee • May Lose Value

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